When it comes to your business, what keeps you up at night? Is it finding the next client or paying the bills or retiring on your own terms? Whatever it is, without goals and without a plan to get you there your chances of falling behind go way up. While somewhat dated, there is a fairly well known study done in 1979 on Harvard MBAs. Basically, students were asked “have you set clear, written goals for your future and made plans to accomplish them?” Ten years later, the same